• Tax Center
  • Track Your Refund
  • Tax Due Dates
  • Tax Rates
  • Forms & Publications
  • Record Retention
  • State Tax Forms
  • 1040 Tax Calculator

The following tax center has been developed to help you quickly find information related to your particular area of interest, industry or profession on one page. We’re continually developing this section, so if you find that a particular tool and/or service could be beneficial to you and/or the general public, please kindly inform us and we’d be glad to review your request.

TaxServicesLaurelMarylandTrack Your Refund
Find out when you’ll receive your federal and state refund.

Tax Due Dates
Please note the following tax due dates on your calendar, and come back often to keep up with the changes.

Tax Rates
Tax rates change every year. Take a look at this year’s tax rates.

Tax Forms & Publications
Quickly view and print any IRS tax form or publication. Saves a trip to the post office.

Record Retention Guide
Use this guide to determine how long you need to keep your tax and other financial records.

State Tax Forms
Quickly print the tax forms you need from any State in the country.

1040 Tax Calculator
Enter your filing status, income, deductions and credits and we will estimate your total taxes.


VirginiaTaxServicesWhen will you receive your refund? The answer depends on how you filed your return. The IRS should issue your refund check within six to eight weeks of filing a paper return. If you chose to receive your refund through direct deposit, you should receive it within a week. If you use e-file, your refund should be issued between two and three weeks.

You can check on the status of your refund by clicking on the links below:



Individual Taxpayers (Form 1040)

  • January 15, 2025 – 4th Quarter 2024 Estimated Tax Payment Due
  • April 15, 2025
    • Individual Income Tax Returns (Form 1040) Due for the 2024 tax year
    • First Quarter 2025 Estimated Tax Payment Due
    • Deadline to File an Extension (Form 4868)
    • Last Day to Make IRA and HSA Contributions for 2024
  • June 16, 2025 – 2nd Quarter 2025 Estimated Tax Payment Due
  • September 16, 2025 – 3rd Quarter 2025 Estimated Tax Payment Due
  • October 15, 2025 – Extended Deadline for 2024 Tax Return Filing (if an extension was filed)

Business Tax Deadlines

  • January 15, 2025 – 4th Quarter 2024 Estimated Tax Payment for Corporations (Form 1120-W)
  • March 17, 2025
    • Partnerships (Form 1065) and S-Corporations (Form 1120-S) Tax Return Due Date
    • Deadline to Request Extension for Partnerships and S-Corporations
  • April 15, 2025
    • C-Corporation (Form 1120) Tax Return Due Date
    • First Quarter 2025 Estimated Tax Payment Due for Corporations
  • June 16, 2025 – 2nd Quarter 2025 Estimated Tax Payment Due for Corporations
  • September 16, 2025
    • 3rd Quarter 2025 Estimated Tax Payment Due for Corporations
    • Extended Deadline for Partnerships and S-Corporations (if an extension was filed)
  • October 15, 2025 – Extended Deadline for C-Corporation Tax Returns (if an extension was filed)

Payroll and Employment Taxes

  • Due quarterly: April 30, July 31, October 31, 2025, and January 31, 2026 (Form 941 for payroll taxes).

State and Local Tax Deadlines

State tax deadlines may vary by jurisdiction, so it’s important to check with your state’s tax agency for specific due dates.

Let me know if you need information specific to your state or business type!



Single Filers:

Tax Rate Taxable Income Range
10% Up to $11,925
12% $11,926 to $48,475
22% $48,476 to $103,350
24% $103,351 to $197,300
32% $197,301 to $250,525
35% $250,526 to $626,350
37% Over $626,350

Married Filing Jointly:

Tax Rate Taxable Income Range
10% Up to $23,850
12% $23,851 to $96,950
22% $96,951 to $206,700
24% $206,701 to $394,600
32% $394,601 to $501,050
35% $501,051 to $751,600
37% Over $751,600

Heads of Household:

Tax Rate Taxable Income Range
10% Up to $17,000
12% $17,001 to $64,850
22% $64,851 to $103,350
24% $103,351 to $197,300
32% $197,301 to $250,500
35% $250,501 to $626,350
37% Over $626,350

These adjustments are designed to account for inflation and prevent “bracket creep,” where taxpayers could be pushed into higher tax brackets due to inflation rather than an actual increase in real income.



 

Find IRS Tax Forms. Enter keywords here: 

View or Print State Tax Forms here.

 

The publications listed below are located on the IRS Web site and require Adobe Acrobat Reader to view. Visit the Adobe Web Site to install the latest version of Acrobat Reader. Click a publication to view it online.

 

Publication 1   Your Rights As a Taxpayer
Publication 3 Armed Forces’ Tax Guide
Publication 15 Circular E, Employer’s Tax Guide
Publication 15A Employer’s Supplemental Tax Guide
Publication 17 Your Federal Income Tax
Publication 51 Circular A, Agricultural Employer’s Tax Guide
Publication 54 Tax Guide for U.S. Citizens and Resident Aliens Abroad
Publication 80 Circular SS – Federal Tax Guide for Employers in the U.S. Virgin Islands, Guam, American Samoa, and the Commonwealth of the Northern Mariana Islands
Publication 225 Farmer’s Tax Guide
Publication 334   Tax Guide for Small Business
Publication 463 Travel, Entertainment, Gift, and Car Expenses
Publication 501 Exemptions, Standard Deduction, and Filing Information
Publication 502 Medical and Dental Expenses
Publication 503 Child and Dependent Care Expenses
Publication 504 Divorced or Separated Individuals
Publication 505 Tax Withholding and Estimated Tax
Publication 509 Tax Calendars
Publication 510 Excise Taxes (Including Fuel Tax Credits and Refunds)
Publication 514 Foreign Tax Credit for Individuals
Publication 515 Withholding of Tax on Nonresident Aliens and Foreign Corporations
Publication 516 U.S. Government Civilian Employees Stationed Abroad
Publication 517 Social Security and Other Information for Members of the Clergy & Religious Workers
Publication 519 U.S. Tax Guide for Aliens
Publication 521 Moving Expenses
Publication 523 Selling Your Home
Publication 524 Credit for the Elderly or the Disabled
Publication 525 Taxable and Nontaxable Income
Publication 526 Charitable Contributions
Publication 527 Residential Rental Property (Including Rental of Vacation Homes)
Publication 529 Miscellaneous Deductions
Publication 530 Tax Information for First-Time Homeowners
Publication 531 Reporting Tip Income
Publication 535 Business Expenses
Publication 536 Net Operating Losses
Publication 537 Installment Sales
Publication 538 Accounting Periods and Methods
Publication 541 Partnerships
Publication 542 Corporations
Publication 544 Sales and other Dispositions of Assets
Publication 547 Casualties, Disasters, and Thefts
Publication 550 Investment Income and Expenses (Including Capital Gains and Losses and Mutual fund Distributions)
Publication 554 Older Americans’ Tax Guide
Publication 555 Community Property
Publication 556 Examination of Returns, Appeal Rights, and Claims for Refund
Publication 557 Tax-Exempt Status for Your Organization
Publication 559 Survivors, Executors and Administrators
Publication 560 Retirement Plans for Small Business
Publication 570   Tax Guide for Individuals With Income from U.S. Possessions
Publication 571 Tax-Sheltered Annuity Programs for Employees of Public Schools and Certain Tax-Exempt Organizations
Publication 575 Pension and Annuity Income
Publication 583 Starting a Business and Keeping Records
Publication 587 Business Use of Your Home (Including Use by Day-Care Providers)
Publication 590-A Contributions to Individual Retirement Arrangements (IRAs)
Publication 590-B Distributions to Individual Retirement Arrangements (IRAs)
Publication 595 Tax Highlights for Commercial Fishermen
Publication 596 Earned Income Credit
Publication 598 Tax on Unrelated Business Income of Exempt Organizations
Publication 721 Tax Guide to U.S. Civil Service Retirement Benefits
Publication 901 U.S. Tax Treaties
Publication 907 Tax Highlights for Persons With Disabilities
Form 911 Request for Taxpayer Advocate Service Assistance
Publication 915 Social Security and Equivalent Railroad Retirement Benefits
Publication 925 Passive Activity and At-Risk Rules
Publication 926 Household Employers Tax Guide
Publication 929 Tax Rules for Children and Dependents
Publication 936 Home Mortgage Interest Deduction
Publication 939 General Rule for Pensions and Annuities
Publication 946 How to Depreciate Property
Publication 954 Tax Incentives for Empowerment Zones and Other Distressed Communities
Publication 957 Reporting Back Pay and Special Wage Payments to the Social Security Administration
Form 8839 Qualified Adoption Expenses
Publication 969 Health Savings Accounts and Other Tax-Favored Health Plans
Publication 970 Tax Benefits for Education
Publication 1212 Guide to Original Issue Discount (OID) Instruments
Publication 1345 Handbook for Authorized IRS e-file Providers of Individual Income Tax Returns
Publication 1544 Reporting Cash Payments of Over $10,000
Publication 4557 Safeguarding Taxpayer Data – A Guide for Your Business


SalvationTaxServicesSecurityStoring tax records: How long is long enough?

Federal law requires you to maintain copies of your tax returns and supporting documents for three years. This is called the “three-year law” and leads many people to believe they’re safe provided they retain their documents for this period of time.

However, if the IRS believes you have significantly underreported your income (by 25 percent or more), or believes there may be indication of fraud, it may go back six years in an audit. To be safe, use the following guidelines.

 

Business Records To Keep… Personal Records To Keep…
        1 Year         1 Year
        3 Years         3 Years
        6 Years         6 Years
        Forever         Forever
 

Create a Backup Set of Records and Store Them Electronically. Keeping a backup set of records — including, for example, bank statements, tax returns, insurance policies, etc. — is easier than ever now that many financial institutions provide statements and documents electronically, and much financial information is available on the Internet.

Even if the original records are provided only on paper, they can be scanned and converted to a digital format. Once the documents are in electronic form, taxpayers can download them to a backup storage device, such as an external hard drive, or burn them onto a CD or DVD (don’t forget to label it).

You might also consider online backup, which is the only way to ensure that data is fully protected. With online backup, files are stored in another region of the country, so that if a hurricane or other natural disaster occurs, documents remain safe.

 

Caution: Identity theft is a serious threat in today’s world, and it is important to take every precaution to avoid it. After it is no longer necessary to retain your tax records, financial statements, or any other documents with your personal information, you should dispose of these records by shredding them and not disposing of them by merely throwing them away in the trash.

 

Business Documents To Keep For One Year

  • Correspondence with Customers and Vendors
  • Duplicate Deposit Slips
  • Purchase Orders (other than Purchasing Department copy)
  • Receiving Sheets
  • Requisitions
  • Stenographer’s Notebooks
  • Stockroom Withdrawal Forms

Business Documents To Keep For Three Years

  • Employee Personnel Records (after termination)
  • Employment Applications
  • Expired Insurance Policies
  • General Correspondence
  • Internal Audit Reports
  • Internal Reports
  • Petty Cash Vouchers
  • Physical Inventory Tags
  • Savings Bond Registration Records of Employees
  • Time Cards For Hourly Employees

Business Documents To Keep For Six Years

  • Accident Reports, Claims
  • Accounts Payable Ledgers and Schedules
  • Accounts Receivable Ledgers and Schedules
  • Bank Statements and Reconciliations
  • Cancelled Checks
  • Cancelled Stock and Bond Certificates
  • Employment Tax Records
  • Expense Analysis and Expense Distribution Schedules
  • Expired Contracts, Leases
  • Expired Option Records
  • Inventories of Products, Materials, Supplies
  • Invoices to Customers
  • Notes Receivable Ledgers, Schedules
  • Payroll Records and Summaries, including payment to pensioners
  • Plant Cost Ledgers
  • Purchasing Department Copies of Purchase Orders
  • Sales Records
  • Subsidiary Ledgers
  • Time Books
  • Travel and Entertainment Records
  • Vouchers for Payments to Vendors, Employees, etc.
  • Voucher Register, Schedules

Business Records To Keep Forever

While federal guidelines do not require you to keep tax records “forever,” in many cases there will be other reasons you’ll want to retain these documents indefinitely.

  • Audit Reports from CPAs/Accountants
  • Cancelled Checks for Important Payments (especially tax payments)
  • Cash Books, Charts of Accounts
  • Contracts, Leases Currently in Effect
  • Corporate Documents (incorporation, charter, by-laws, etc.)
  • Documents substantiating fixed asset additions
  • Deeds
  • Depreciation Schedules
  • Financial Statements (Year End)
  • General and Private Ledgers, Year End Trial Balances
  • Insurance Records, Current Accident Reports, Claims, Policies
  • Investment Trade Confirmations
  • IRS Revenue Agents’ Reports
  • Journals
  • Legal Records, Correspondence and Other Important Matters
  • Minute Books of Directors and Stockholders
  • Mortgages, Bills of Sale
  • Property Appraisals by Outside Appraisers
  • Property Records
  • Retirement and Pension Records
  • Tax Returns and Worksheets
  • Trademark and Patent Registrations

Personal Documents To Keep For One Year

  • Bank Statements
  • Paycheck Stubs (reconcile with W-2)
  • Canceled checks
  • Monthly and quarterly mutual fund and retirement contribution statements (reconcile with year end statement)

Personal Documents To Keep For Three Years

  • Credit Card Statements
  • Medical Bills (in case of insurance disputes) 
  • Utility Records
  • Expired Insurance Policies 

Personal Documents To Keep For Six Years

  • Supporting Documents For Tax Returns
  • Accident Reports and Claims
  • Medical Bills (if tax-related)
  • Property Records / Improvement Receipts
  • Sales Receipts
  • Wage Garnishments
  • Other Tax-Related Bills

Personal Records To Keep Forever

  • CPA Audit Reports
  • Legal Records
  • Important Correspondence
  • Income Tax Returns
  • Income Tax Payment Checks
  • Investment Trade Confirmations
  • Retirement and Pension Records

Special Circumstances

  • Car Records (keep until the car is sold)
  • Credit Card Receipts (keep with your credit card statement)
  • Insurance Policies (keep for the life of the policy)
  • Mortgages / Deeds / Leases (keep 6 years beyond the agreement)
  • Pay Stubs (keep until reconciled with your W-2)
  • Property Records / improvement receipts (keep until property sold)
  • Sales Receipts (keep for life of the warranty)
  • Stock and Bond Records (keep for 6 years beyond selling)
  • Warranties and Instructions (keep for the life of the product)
  • Other Bills (keep until payment is verified on the next bill)
  • Depreciation Schedules and Other Capital Asset Records (keep for 3 years after the tax life of the asset)






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